Privacy Policy

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 Online privacy policy agreement

June 17, 2020

Mikey Finance (Michael Incorvaia) values its users' privacy. This Privacy Policy ("Policy") will help you understand how we collect and use personal information from those who visit our website or make use of our online facilities and services: and what we will and will not do with the information we collect. Our Policy has been designed and created to ensure those affiliated With Mikey Finance of our commitment and realization of our obligation not only to meet: but to exceed: most existing privacy standards.

We reserve the right to make changes to this Policy at any given time. If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page. If at any point in time Mikey Finance decides to make use of any personally identifiable information on file: in a manner vastly different from that •which was stated when this information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have the option as to •whether to permit the use of their information in this separate manner.

This Policy applies to Mikey Finance: and it governs any data collection and usage by us. Through the use of https://mikeyfinance.com/, you are therefore consenting to the data collection procedures expressed in this Policy.

Please note that this Policy does not govern the collection and use of information by companies that Mikey Finance does not control, nor by individuals not employed or managed by us. If you visit a website that we mention or link to: be sure to review its privacy policy before providing the site with information. It is highly recommended and suggested that you review the privacy policies and statements of any website you choose to use or frequent to better understand how websites garner: make use of and share the Information collected.

Specifically: this Policy will inform you of the following
1. What personally identifiable information is collected from you through our website;
2.Why we collect personally identifiable information and the legal basis for such collection;
3. How we use the collected information and with whom it may be shared;
4. What choices are available to you regarding the use of your data; and
5. The security procedures m a place to protect the misuse of your information.

Information We Collected

It is always up to you •whether to disclose personally identifiable information to us: although if you elect not to do so: we reserve the right not to register you as a user or provide you with any products or services. This website collects various types of information: such as:
• Information automatically collected when visiting our website: which may include cookies: third party tracking technologies and server logs.
Also: Mikey Finance may have the occasion to collect non-personal anonymous demographic information: such as age: gender. household income: political affiliation: race and religion: as well as the type of browser you are using: IP address: or type of operating system, which will assist us in providing and maintaining superior quality service.
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Mikey Finance may also deem it necessary: from time to time: to follow websites that our users may frequent to gleam what types of services and products may be the most popular to customers or the general public.

WhyWe Collect Information and For How Long
We are collecting your data for several reasons:
• To better understand your needs and provide you with the services you have requested;
• To fulfill our legitimate interest in improving our services and products;
• To send you promotional emails containing information we think you may like when we have your consent to do so;
• To contact you to fill out surveys or participate in other types of market research when we have your consent to do so;
• To customize our website according to your online behavior and personal preferences.
The data we collect from you will be stored for no longer than necessary The length of time we retain said information will be determined based upon the following criteria: the length of time your personal information remains relevant; the length of time it IS reasonable to keep records to demonstrate that we have fulfilled our duties and obligations; any limitation periods within which claims might be made; any retention periods prescribed by law or recommended by regulators: professional bodies or associations; the type of contract we have With you: the existence of your consent: and our legitimate interest in keeping such information as stated in this Policy.

Use of Information Collected
Mikey Finance does not know: nor will it in the future: sell: rent or lease any of its customer lists and/or names to any third parties.
Mikey Finance may collect and may make use of personal information to assist in the operation of our website and to ensure delivery of the services you need and request. At times: we may find It necessary to use personally identifiable information as a means to keep you informed of other possible products and/or services that may be available to you from https://mikeyfinance.com/
Mikey France may also be m contact with you with regards to completing surveys and/or research questionnaires related to your opinion of current or potential future services that may be offered.
Mikey Finance may find it beneficial to all our customers to share specific data with our trusted partners to conduct statistical analysis: provide you with email and/or postal mail: deliver support and/or arrange for deliveries to be made. Those third parties shall be strictly prohibited from making use of your personal information, other than to deliver those services which you requested, and as such, they are required: by this agreement: to maintain the strictest of confidentiality with regards to all your information.
Mikey Finance uses various third-party social media features including but not limited to Facebook: Twitter: Instagram and other interactive programs. These may collect your IP address and require cookies to work properly. These services are governed by the privacy policies of the providers and are not within Mikey Finance's control.

Disclosure of Information
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Mikey Finance may not use or disclose the information provided by you except under the following circumstances:
📷 as necessary to provide services or products you have ordered;
📷  in other ways described m this Policy or to which you have otherwise consented;
📷 in the aggregate with other information in such a way so that your identity cannot reasonably be determined;  
📷 as required by law: or m response to a subpoena or search warrant;  
📷 to outside auditors who have agreed to keep the information confidential;
📷 as necessary to enforce the Terms of Service;
📷 as necessary to maintain: safeguard and preserve all the rights and property of Mikey Finance.

Non-Marketing Purposes
Mikey Finance greatly respects your privacy. We do maintain and reserve the right to contact you if needed for non-marketing purposes (such as bug alerts: security breaches: account Issues: and/or changes in Mikey Finance products and services). In certain circumstances, we may use our website, newspapers, or other public means to post a notice.

Children under the age of 13
Mikey Finance's website is not directed to; and does not knowingly collect personally identifiable information from,  children under the age of thirteen (13) If It is determined that such information has been inadvertently collected on anyone under the age of thirteen (13) we shall immediately take the necessary steps to ensure that such information is deleted from our system's database, or in the alternative, that verifiable parental consent is obtained for the use and storage of such information. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use this website.

Links to Other Websites
Our website does contain links to affiliate and other websites. Mikey Finance does not claim nor accept responsibility for any privacy policies: practices and/or procedures of other such websites. Therefore: we encourage all users and visitors to be aware when they leave our website and to read the privacy statements of every website that collects personally identifiable information. This Privacy Policy Agreement applies only and solely to the information collected by our website.

Notice to European Union Users
Mikey Finance's operations are located primarily in the United States. If you provide information to us: the information will be transferred out of the European Union (EU) and sent to the United States. (The adequacy decision on the EU-US Privacy became operational on August 1: 2016. This framework protects the fundamental rights of anyone in the EU whose personal data is transferred to the United States for commercial purposes. It allows the free transfer of data to companies that are certified in the US under the Privacy Shield.) By providing personal information to us: you are consenting to Its storage and use as described in this Policy.

Your Rights as a Data Subject
Under the regulations of the General Data Protection Regulation ("GDPR") of the EU, you have certain rights as a Data Subject. These rights are as follows:
· The right to be informed: this means we must inform you of how we intend to use your data and we do this
📷 The right of access: this means you have the right to request access to the data we hold about you and we must respond to those requests within one month. You can do this by sending an email to michaelincorvaia1@gmail.com
📷 The right to rectification: this means that if you believe some of the dates: we hold is inc01Tect: you have the right to have it collected. You can do this by logging into your account with us, or by sending us an email with your request.
📷 The right to erasure: this means you can request that the information we hold be deleted: and we will comply unless we have a compelling reason not to: in which case you will be informed of the same. You can do this by sending an email to michaelincorvaia1@gmail.com📷
📷 The right to restrict processing: this means you can change your communication preferences or opt-out of certain communications. You can do this by sending an email to michaelincorvaia1@gmail.com📷
📷 The right of data portability: this means you can obtain and use the data we hold for your purposes without explanation. If you wish to request a copy of your Information: contact us at mlchaelincorvaia1@gmail.com
📷 The right to object: this means you can file a formal objection with us regarding our use of your information about third parties: or its processing where our legal basis is our legitimate interest in it. To do this: please send an email to michaelmcorcaial@gmail.com.
In addition to the rights above: please rest assured that we will always aim to encrypt and anonymize your personal information whenever possible. We also have protocols in place in the unlikely event that we suffer a data breach and we will contact you if your personal information is ever at risk. For more details regarding our security protections see the section below or visit our website at https://mikeyfinance.com/📷

Security
Mikey Finance takes precautions to protect your information. when you submit sensitive information via the website, your information is protected both online and wherever we collect sensitive information (e.g. credit card Information): that information is encrypted and securely transmitted to us. You can verify this by looking for a lock icon in the address bar and looking for "https" at the beginning of the address of the webpage.
While we use encryption to protect sensitive information transmitted online: we also protect your information offline. Only employees who need the information to perform a specific job (for example billing or customer service) are granted access to personally identifiable information. The computers and servers in which we store personally identifiable information are kept in a secure environment. This is all done to prevent any loss: misuse: unauthorized access: disclosure or modification of the user's personal information under our control.

Acceptance of Terms
By using this website: you are hereby accepting the terms and conditions stipulated within the Privacy Policy Agreement. If you are not in agreement with our terms and conditions: then you should refrain from further use of our sites. Also: your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you agree and acceptance of such changes.

How to Contact Us
If you have any questions or concerns regarding the Privacy Policy Agreement related to our website: please feel free to contact us at the following email
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Email: michaelincorvaia1@gmail.com

Mailing Address:
Mikey Finance

The data controller responsible for your personal information for GDPR compliance is:
Michael Anthony Incorvaia michaelncorvaia1@gmail.com

GDPR Disclosure:
If you answered "yes" to the question Does your website comply with the General Data Protection Regulation ("GDPR")? then the Privacy Policy above includes language that is meant to account for such compliance. Nevertheless: to be fully compliant with GDPR your company must fulfill other requirements such as (i) assessing data processing activities to improve security; (ii) have a data processing agreement with any third party vendors; (iii) appoint a data protection officer for the company to monitor GDPR compliance: (iv) designate a representative based in die EU under certain circumstances; and (v) have a protocol in place to handle a potential data breach. For more details on how to make sure your company is fully compliant with GDPR: please visit the official website 📷.

COPPA Compliance Disclosure:
This Privacy Policy presumes that your website IS directed at children under the age of 13 and does knowingly collect personally identifiable information from them or allow others to do die the same through your site. If this is not true for your website or online service and you do collect such information (or allow others to do so): please be aware that you must be compliant with all COPPA regulations and guidelines to avoid violations which could lead to law enforcement actions, including civil penalties.

In order to be fully compliant With COPPA your website or online service must fulfill other requirements such as: (i) posting a privacy policy which describes not only your practices, but also the practices of any others collecting personal information on your site or service — for example: plug-ins or ad networks; (li) include a prominent link to your privacy policy anywhere you collect personal information from children; (lii) Include a description of parental rights (e.g. that you won't require a child to disclose more information than is reasonably necessary, that they can review their child's personal information: direct you to delete and refuse to allow any further collection or use of the child's information and the procedures to exercise their rights (iv) give parents " direct notice" of your Information practices before collecting Information from their children; and (v) obtain the parents' "verifiable consent" before collecting, or disclosing personal information from a child. For more information on the definition of these terms and how to make sure your website or online service is fully compliant with COPPA please visit https://www.ftc.gov/tips-advice/business-center/guidance/complying-coppa-frequently-asked-questions.